There is a new scam targeting victims who may not even realize what is happening to them.

There is a new scam targeting victims who may not even realize what is happening to them. The problem will have you checking your bank accounts.

Jerry Abdelnour operates a multi-million dollar company. When he combined some business with a family vacation to Myrtle Beach last year, his wife, Diane, logged online to do some banking. What she discovered instead surprised them.

"Our line of credit -- which never has anything on it, has $128,000 linked to it," he explained.

They immediately contacted their representative at KeyBank to report fraud.

"He says, 'Is this a check that you wrote? Jerry signed it.' 'Have you guys bought a plane, because the check is made out to a title company in Oklahoma buying a plane,'" explained Abdelnour.

A copy of the check used shows a fake routing number and a made up check number. The signature looks like Abdelnour's, but is not his.

"There are only two characteristics in it that look like I do it and it's definitely something that I designed a long time ago," he pointed out.

"If the signature is really close, our system will pick it up if there's one thing off or not," noted KeyBank Area Retail Leader Harjit Earnest.

She was surprised that this check managed to slip through the security measures and safeguards the company has in place.

"We do have individuals that work in our fraud area that are monitoring this, but it is very electronic," added Earnest.

Here is how the scam works:

A scammer will use a fake check to attempt to buy a house, boat or even a plane. The money must first sit in a title company for 48 hours. Once cleared, the perp backs out of the deal. They are forced to pay a 15 to 20 percent cancellation fee, but walk away with the remainder of the loan.

In Abdelnour's case, it would have been a cool $100,000 of untraceable cash.

"Had Diane not gone into our bank account on Tuesday morning to check and see if the check we actually wrote was deposited, we would have never seen this," explained Abdelnour.

Making sure you have strong user IDs and passwords, keeping your checks in a safe location no one but you has access to, and signing up for notifications are key in making sure you do not become a victim of a line of credit scam. Also, know your banking representatives and vice versa.

"Make sure your banker knows who you are, how you do your finances day in, day out, so that in these types of situations we can call you and protect you," advised Earnest.

Abdelnour says his wife monitors their account first thing every morning. He insists that if you do not use your line of credit, the best way to protect yourself is to close the account.