How can you protect yourself?

You've heard of credit card skimmers, but those devices are harder for scammers to use because of your debit card's chip technology. Now crooks are finding new ways to scam you through shimming.

Scammers insert a paper-thin device into the slot where you put the chip of your card. That device copies and saves your card number and your personal identification number. Scammers return to the machine and collect that information to make a magnetic strip version of your card. That card can be used to steal your money.

The main difference between shimming and skimming is that with shimming the device is placed inside of the card reader making it even harder to detect.

Shimmers can easily be placed inside of gas pumps, ATMs, or checkout lines at a store. When scammers collect the information, it doesn't look suspicious.

So how can you protect yourself?

President of the Better Business Bureau of Upstate New York Warren Clark says there are signs to look for.

"The one thing that we should be aware of and the way to possibly avoid this is that there's not a lot of room in these chip readers to begin with," Clark says. "Even with a paper-thin device, it's very conceivable that you might have a little trouble inserting your card...and if you do, I would be very careful."

Clark also recommends keeping a close eye on your account and reporting suspicious activity immediately.

Experts also suggest using Apple or Samsung pay. The tap and go technology makes it hard for scammers to keep up.

So far, there have been no shimming cases in upstate New York, but the Better Business Bureau says scams like this travel fast.